Emergency Loans

University of Manitoba emergency loan program provides short-term assistance to students who experience unexpected and immediate financial expenses or constraints. This includes, but is not limited to, unanticipated personal living costs, and unexpected delays in government loans, and other award funding.

Emergency loan funds are not intended to act as a regular supplement or substitute for traditional forms of student financial aid, i.e. government loans, scholarships, and bursaries. Therefore, all students applying for emergency funding are expected to have a reasonable financial plan in place to cover normal school expenses, including tuition and living expenses, at the beginning of each academic session.

In order to be considered for an Emergency Loan a student must:

  • Be enrolled as a full-time student in the current academic session to which you are applying for. PART-TIME STUDENTS ARE NOT ELIGIBLE FOR EMERGENCY ASSISTANCE;
  • Have repaid all outstanding emergency aid from previous academic sessions;
  • Have obtained a passing grade of “D” or better on all courses taken in the previous academic session;
  • Provide documentation indicating that they will be receiving sufficient funding to meet tuition and living costs for the academic session (Government Loan Notice of Assistance, loan documents, sponsorship letter);
  • Be able to explain clearly why emergency assistance is required and how the loan will be repaid.

To apply for an Emergency Loan:

Undergraduate students: must complete the application form (available below). The deadline for repayment will be indicated on your emergency loan agreement.

Graduate Students: for information on Graduate Studies emergency loans, please see: umanitoba.ca/faculties/graduate_studies/media/Emergency_Loan2018.pdf

Faculty of Graduate Studies | 500 UMSU University Centre | Phone: 204-474-9836

The 2019/2020 Fall/Winter Session Emergency Loan application is now AVAILABLE.

  • Repayment of Emergency Loans issued in the Fall term are due December 1st and Emergency Loans issued in the Winter term are due March 1st.

International Student Health Insurance Relief Fund: the purpose of this fund is to provide some financial support in the form of a bursary to students facing financial hardship due to the costs associated with health care coverage. Pre-screening criteria for this fund are as follows:

  • You must have paid all tuition owing for both the current and previous academic sessions.
  • You must have repaid all outstanding emergency aid from previous academic sessions.
  • You must be a full-time student in the current academic session.
  • You must have achieved the minimum passing grade on all courses taken in the previous academic session.
  • You must demonstrate that your current financial distress is a direct result of the costs of your health insurance and that financial support is needed in order to continue with your studies at the university.

The application is now CLOSED


The 2020 Spring/Summer Session Emergency Loan application is available here.

Repayment of Emergency Loans issued in the Spring/Summer term are due August 1st.

Completed applications and supporting documentation can be submitted to:

Financial Aid & Awards Office 422 University Centre
Phone (204) 474-9531 Fax (204) 474-7543
Upon faxing your application, please call the Financial Aid and Awards office to confirm its complete transmission.

Once your application is reviewed, you may be contacted for a short telephone or in-person interview. Please provide a current telephone number and your U of M email address.

Cheques for approved Emergency Loans are available for pick-up at the Financial Aid & Award Office usually within 2-3 business days.