EmpoweringU - Financial Wellness Program

The Indigenous Student Centre recognizes the importance of financial wellness programming and is committed to providing students with the knowledge, skills and resources to make confident, responsible financial decisions throughout their life cycles.

We understand that past relationships with money can often cause Indigenous students to feel anxious, nervous or stressed about finances. With busy academic schedules, jobs and family commitments, it's often difficult to devote time to managing money. However, developing financially smart habits during university is essential to achieving future goals.


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Did you know?

Many U of M scholarships and awards are automatically awarded (no application) each year based on academic achievement. Be sure to fill out the Canadian Indigenous Self-Declaration form. This will ensure that you are considered for automatic Indigenous-specific academic awards and scholarships.


Financial Aid & Awards

Free money! Now that we have your attention, there are certain awards at the university that do require an application form. Why not consider applying for these scholarships and bursaries? There is a lot of money out there that often goes unclaimed, so it's worth your time to take a few minutes to apply. It could place thousands of dollars in your pocket.


Paying for School

Congratulations! You have been accepted to university, but now you may be left wondering how you will be able to afford your post-secondary education. The majority of students pay for their education with a combination of funds such as: savings, scholarships, wages and loans. There are several options to explore, be sure to find the one that's best for you. Here are a few to consider.


Budgeting

Understanding your "wants" vs "needs" is an important part of managing your money. Making a budget and sticking to it will assist you with managing your expenses wisely and responsibly. Check out the tools below to help you stay on track.


Banking

The link below will provide you with information regarding opening an account, cashing cheques and keeping your money safe.


Savvy Saving Tips from Students

"Make a budget and stick to it, and don't forget to save some money for emergencies!"

"Never pay full price. Check out local flyers, shop at thrift stores and clip coupons."

"Make your own meals. It's cheaper and healthier than eating out."


Upcoming EmpoweringU Sessions and Workshops:

September 2019

Applying for Scholarships & Bursaries
Monday, September 16
12:30 p.m. - 1:00 p.m.
Circle Room, Migizii Agamik
To register email: denise.proulx@umanitoba.ca

Join Financial Aid and Awards for lunch and learn more about applying for scholarships and bursaries. After the presentation, on-site assistance in the computer lab will be provided to students wishing to subit an application for the UM General Bursary. Lunch provided!

October 2019

Manitoba Metis Housing Program Information Session
Presenter: Will Goodon, Minister of Housing for the Manitoba Metis Federation
Monday, October 7
11:30 a.m. - 12:30 p.m.
Circle Room, Migizii Agamik
No registration required

The First Time Home Purchase Program gives Metis families living in Manitoba an opportunity at homeownership. Pride of ownership means that the hardworking people of the Manitoba Metis Community can reclaim their rightful place in this province as landowners and as leaders. Homeownership is more than a purchase; it is a promise of security for today and our future. Come and learn about more about the program with Will Goodon Minister of Housing and speak to the Central Registry Office about citizenship.

Money Stories - Budgeting & Saving - What every student should know!
Presenter: SEED Winnipeg Inc.
Monday, October 21
11:30 a.m. - 1:00 p.m.
Circle Room, Migizii Agamik
To register email: denise.proulx@umanitoba.ca 
Registration deadline: October 16

Many students experience the challenge of keeping track of their finances while focusing on classes, jobs and family. This workshop explores the process of tracking expenses, creating a budget and saving.
Free lunch!


November 2019
Financial Literacy Month

Eating Healthy on a Budget
Presenter: Tressa Beaulieu (Métis)
Wednesday, November 27
5:00 p.m. - 7:00 p.m.
Circle Room, Migizii Agamik
To register email: denise.proulx@umanitoba.ca
Registration deadline: November 18
15 participants maximum

Participants will prepare a meal to share. More details soon!



Past Sessions:

Money Stories - How to Improve Your Credit Management

Whether you're just starting to use credit or have more credit than you need, please join SEED Winnipeg to further understand credit management. By the end of the workshop you will know: how to build better credit, identify the 5 C's of credit, when to use credit, where to get help when debt becomes too much. Presenter: SEED Winnipeg Inc.

Eating Healthy on a Budget

Join Monica Cyr, the "Indigenous Nutritionist" in this interactive workshop and learn how to prepare nutritious budget-friendly food from a holistic perspective that includes tradition, spirituality and meaning. Come hungry!

Escaping Your Debt, One Dollar at a Time

Learn about debt consolidation and debt management from a certified credit counsellor. Presenter: U of M alumna Sally Massey-Wiebe, Community Financial Counselling Services

Too Good to be True?

Join SEED Winnipeg Inc. as they raise awareness about different types of fraud and the growing presence of online scams. Learn how to keep your identity and money safe. Presenter: Gilbert Dion, SEED Winnipeg Inc.

According to work by AFOA & Prosper Canada, Financial Wellness is understood by Indigenous peoples to be: "The continuous process of balancing income, saving, investing and spending to achieve one's life goals (physical, emotional, mental and spiritual) over the life cycle, and to maintain a state of wellness for individuals, family and community (Mullholland and Brascoupé 2017)."