EmpoweringU - Financial Wellness Program

The Indigenous Student Centre recognizes the importance of financial wellness programming and is committed to providing students with the knowledge, skills and resources to make confident, responsible financial decisions throughout their life cycles.

We understand that past relationships with money can often cause Indigenous students to feel anxious, nervous or stressed about finances. With busy academic schedules, jobs and family commitments, it's often difficult to devote time to managing money. However, developing financially smart habits during university is essential to achieving future goals.


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Did you know?

Many U of M scholarships and awards are automatically awarded (no application) each year based on academic achievement. Be sure to fill out the Canadian Indigenous Self-Declaration form. This will ensure that you are considered for automatic Indigenous-specific academic awards and scholarships.


Financial Aid & Awards

Free money! Now that we have your attention, there are certain awards at the university that do require an application form. Why not consider applying for these scholarships and bursaries? There is a lot of money out there that often goes unclaimed, so it's worth your time to take a few minutes to apply. It could place thousands of dollars in your pocket.


Paying for School

Congratulations! You have been accepted to university, but now you may be left wondering how you will be able to afford your post-secondary education. The majority of students pay for their education with a combination of funds such as: savings, scholarships, wages and loans. There are several options to explore, be sure to find the one that's best for you. Here are a few to consider.


Budgeting

Understanding your "wants" vs "needs" is an important part of managing your money. Making a budget and sticking to it will assist you with managing your expenses wisely and responsibly. Check out the tools below to help you stay on track.


Banking

The link below will provide you with information regarding opening an account, cashing cheques and keeping your money safe.


Savvy Saving Tips from Students

"Make a budget and stick to it, and don't forget to save some money for emergencies!"

"Never pay full price. Check out local flyers, shop at thrift stores and clip coupons."

"Make your own meals. It's cheaper and healthier than eating out."


Upcoming EmpoweringU Sessions and Workshops:

September 2018

Free Money - Applying for Scholarships & Bursaries
Wednesday, September 19
12:30 p.m. - 1:30 p.m.
Circle Room, Migizii Agamik
To register email: denise.proulx@umanitoba.ca

Join Carla Kirkpatrick, Financial Aid and Awards Officer as she helps navigate the University of Manitoba bursary process. Hands on assistance will be provided to students wishing to submit an application during the session.

October 2018

Money Stories - Budgeting & Saving - What Every Student Should Know!
Wednesday, October 17
11:30 a.m. - 1:30 p.m. Lunch will be provided.
Circle Room, Migizii Agamik
To register email: denise.proulx@umanitoba.ca (limited space available)

Many students experience the challenge of keeping track of their finances while focusing on classes, jobs and family. This workshop explores the process of tracking expenses, creating a budget and saving. Presenter: SEED Winnipeg Inc.

November 2018

Managing Your Money to Make it Last
Wednesday, November 7
12:30 p.m. - 1:30 p.m. Lunch will be provided
Circle Room, Migizii Agamik
To register email: denise.proulx@umanitoba.ca (limited spaces available)

Learn how to build the future you want by getting on track financially. Join RBC as they discuss the importance of making knowledgable, responsible financial decisions while in school. Topics include: Knowing your Spending Habits, Understanding Fixed vs. Vairable Expenses, Borrowing for the Right Reasons and more! Presernter: Royal Bank of Canada.

Money Stories - How to Improve Your Credit Management
Wednesday, November 21
11:30 a.m. - 1:30 p.m. Lunch will be provided
Circle Room, Migizii Agamik
To register email: denise.proulx@umanitoba.ca (limited spaces available)

Whether you're just starting to use credit or have more credit than you need, please join SEED Winnipeg to further understand credit management. By the end of the workshop you will know: how to build better credit, identify the 5 C's of credit, when to use credit, where to get help when debt becomes too much. Presenter: SEED Winnipeg Inc.

Young and Thrifty - Money Stuff You Need to Learn
Monday, November 26
12:30 p.m. - 1:30 p.m.
Fireside Lounge, UMSU University Centre
To register email: denise.proulx@umanitoba.ca

Tired of feeling confused when you walk into a bank or see a commercial about "RRSP Season?" Looking to save money but the lattes keep calling your name? We've got you covered. No one should care about your money more than you do. We'll help you take control of your financial future. Lean how to use the tools in your money toolbox to make your life easier and less stressful. Presenters: U of M Alumni Kyle Prevost and Justin Bouchard.

Eating Healthy on a Budget
Wednesday, November 28
5 p.m. to 7 p.m.
Circle Room, Migizii Agamik
To register email: denise.proulx@umanitoba.ca (maximum 15 participants)

Join Monica Cyr, the "Indigenous Nutritionist" in this interactive workshop and learn how to prepare nutritious budget-friendly food from a holistic perspective that includes tradition, spirituality and meaning. Come hungry!

December 2018

No sessions/workshops - Good luck on your exams!

January 2019

Blue Monday Pancake Breakfast
Monday, January 21
8:30 a.m. - 10 a.m.
Foyer, Migizii Agamik
To register email: denise.proulx@umanitoba.ca

Let us sweeten your day! Join the ISC team for a blueberry pancake breakfast to help shake off the gloomy weather, abandoned new years resolutions and holiday debt. Sunny Mondays are ahead!

Escaping Your Debt, One Dollar at a Time
Wednesday, January 23
12:30 p.m. - 1:30 p.m. Lunch will be provided
Circle Room, Migizii Agamik
To register email: denise.proulx@umanitoba.ca

Learn about debt consolidation and debt management from a certified credit counsellor. Presenter: U of M alumna Sally Massey-Wiebe, Community Financial Counselling Services

March 2019

Too Good to be True?
Wednesday, March 6
12:30 p.m. - 1:30 p.m. Lunch will be provided
Circle Room, Migizii Agamik
To register email: denise.proulx@umanitoba.ca

Join SEED Winnipeg Inc. as they raise awareness about different types of fraud and the growing presence of online scams. Learn how to keep your identity and money safe. Presenter: Gilbert Dion, SEED Winnipeg Inc.

Past sessions:

March 2017: Tax Tips for Students - Join representatives from SEED Winnipeg Inc. to learn how to file your taxes, and the benefits you may be eligible for. This is not a tax preparation clinic,

According to work by AFOA & Prosper Canada, Financial Wellness is understood by Indigenous peoples to be: "The continuous process of balancing income, saving, investing and spending to achieve one's life goals (physical, emotional, mental and spiritual) over the life cycle, and to maintain a state of wellness for individuals, family and community (Mullholland and Brascoupé 2017)."