Financial Counselling & Literacy
Community Financial Helpline - Call or text 431-813-4357 (431-813-HELP) or toll free 1-855-955-4234 (1-855-955-4CFH) with questions about tax filing, obtaining identification, federal COVID-19 recovery benefits, other income supports such as EIA, benefits and credits such as the Canada Child Benefit, and debt management and credit counselling.
A free service for community members living on low incomes, the Helpline is operated by Community Financial Counselling Services (CFCS), Community Unemployed Help Centre, Immigrant and Refugee Community Organization of Manitoba (IRCOM), and SEED Winnipeg, with support from United Way Winnipeg, the Government of Canada, Prosper Canada, and the Province of Manitoba.

CLB Champions' Network 

Education Savings Incentives Resource Page! will be an interactive space designed to enable communication and information sharing within the Canada Learning Bond (CLB) Champions' Network and with other community partners and stakeholders whose members play important roles in promoting the benefits of early savings for a child’s post-secondary education in RESP, particularly the Canada Learning Bond. If you are interested in becoming a CLB Champion or have questions about the program please contact the Canada Education Savings Program (CESP) .

  • Podcasts from Proliteracy - planning for postsecondary education which includes information on registered education savings plans (RESP), and the education savings incentives;
  • The Canada Learning Bond brochures in 6 Indigenous languages - available at Education Savings Publications (;
  • “Just the facts” - a series of financial topics to help Canadians learn the basics of managing their money, from Chartered Professional Accountants of Canada (CPA). This includes fact sheets on RESPs and education savings incentives such as the Canada Learning Bond and the Canada Education Savings Grant.

Prosper Canada Learning Hub - a variety of resources to support practitioners, policy-makers, funders, and advocates working to advance the field of financial empowerment. Prosper Canada has collected and curated training materials, research reports, webinars and other resources oriented towards programs and research that build and support financial well-being.

  • Neighbourhood Financial Health Index (NFHI) - the first of its kind in Canada, this index enables users to see how well individual neighbourhoods are doing when it comes to household financial health. It was developed by the Canadian Council on Social Development and Prosper Canada, with support from others (Acknowledgements).

Community Financial Counselling Services (CFCS) – a free, non-profit, United Way and Government of Manitoba funded agency providing counselling, education, and options for accessing resources, managing income, debt, and navigating the financial systems that affect your daily life. Call 1-888-573-2383.

SEED Winnipeg - Living on a low income? Access to Benefits (A to B) program at SEED Winnipeg helps individuals living on a low income to:

To book an appointment call SEED at 204-927-9945 in Winnipeg, or email, or visit

Money Smart Manitoba - provides education programs about investing basics, child savings, women's programs, real estate, insurance and other information.

Manitoba Financial Literacy Resource - provides an inventory of existing financial literacy programs and services from various Manitoba government departments, agencies, and provincially funded community organizations.

Chartered Professional Accountants Manitoba - Financial Literacy Program provides information to help you find a chartered professional accountant to help you with your personal financial affairs.

Canada Money and Finances - Once you have your benefit return in hand, it's important to effectively manage your money. This Government of Canada resource includes information about your financial rights and responsibilities, budgeting, and saving.

Credit Counselling- a 211 Manitoba listing of credit counselling services in Manitoba. Manitobans can now also call 211 for information on services

Community Unemployed Help Centre - provides information and help with Employment Insurance (EI) or Employment and Income Assistance (EIA) problems. Call 204-942-6556 in Winnipeg (toll free 1-866-942-6556) or email

Financial Consumer Agency of Canada - Receiving a large amount of money?

Online Personal Budgeting Webinars and the Credit Counselling Society hosts free Online Money Management, Personal Budgeting and Credit Education Courses, Workshops & Webinars. Attend live, interactive online budgeting workshops for free from the convenience of your home computer. See Webinar Schedule.



Resources and Benefits

Booklet (2020)

Project summary