Health Coverage Frequently Asked Questions (FAQ)

Effective September 1, 2018, international students will no longer be eligible for provincial health insurance.

Students are reminded to check their U of M student email for their health cards.

Will health insurance be provided to international students?
Yes. We value our international students highly and know access to health care is essential during your time here.

How much will health insurance cost me?
Eligible students will not be charged for health insurance coverage for the 2018/2019 academic year. From September 1, 2018 to August 31, 2019 (the transition year between provincial health coverage and private health insurance), the University has agreed to cover the health care insurance costs for all new and returning international undergraduate and graduate students by providing you with the Manitoba International Student Insurance Plan (MISIP). This plan provides medical coverage in Manitoba and coverage throughout Canada if an unexpected medical treatment is required.

In the 2019-2020 academic year, the fee that you will have to pay will be assessed at the point of registration. Details of costs for future years will be provided to you in advance.

Who is the insurance provider?
Manitoba Blue Cross and Studentcare will provide this insurance. Details on plan coverage can be found at This insurance is different from the UMSU Health and Dental Plan, which provides supplementary health care, and which is also administered by Studentcare.

Who is covered?
All registered graduate and undergraduate international students will have mandatory coverage. This includes Extended Education General Studies students.

Extended Education students who are not in general studies, English Language Centre students, and International College of Manitoba students are not covered under the plan.

If you are an English Language Centre student, student in Extended Education’s Applied Business Management, Applied Human Resource Management, Intensive English Program, or their dependent, visit for information on your plan.

What is covered?
Through this plan, international students are eligible for medical care in Manitoba and unexpected medical treatment within Canada. MISIP will cover you for eligible medical services that may be difficult to afford outside your home country, like hospital stays, visits to the doctor, x-rays, and more. For further details on plan coverage, visit

When am I covered?
Newly arriving students are covered for unexpected medical treatment only, for 30 days before the start of the term in which they arrive.

Coverage for all students is effective: 
Fall Term – September 1, 2018 to December 31, 2018
Winter Term – January 1, 2019 to August 31, 2019
Summer Term (newly admitted) – May 1, 2019 to August 31, 2019

Coverage will be extended up to one academic term for students who are graduating at the end of Fall or Spring sessions. Students graduating at the end of the Winter session will have coverage until August 31, 2019.

What is the process for receiving my health-care insurance coverage?
When an eligible international undergraduate or graduate student registers, they will be automatically included in the plan. Once you are confirmed as registered, you will then receive an email at your UofM email address with your Coverage Card. Further details on the process will be available in the next several weeks. Check this page for updates.

How do I access medical care?
When seeking services from a health and medical provider (e.g. doctor, chiropractor, pharmacist, etc.), please present your Coverage Card and valid photo identification (e.g. student ID card, driver’s license). Providers who are set up for direct billing will not charge you for eligible services. However, if you are charged for services, keep your receipts and once you’ve received your Coverage Card, submit a claim form to Manitoba Blue Cross to be reimbursed for eligible expenses. Claim forms are available at
Can my dependents be covered?
Dependent and family coverage can be purchased for an additional cost within 30 days of your coverage start date. This cost is not covered by the University of Manitoba; it must be paid by the student. We strongly encourage all family members and dependants who are with you to obtain health coverage. For further details and to purchase this coverage, visit

What if I am going on maternity/paternity leave?
You are able to purchase coverage for the time you are on leave from your studies. For further details and to do this, please call 204.788.6800.

Does this replace the UMSU Health and Dental Plan?
No. The UMSU Health and Dental Plan is a supplementary insurance. It covers care that is not included in the International Student Health Care Plan. See the UMSU website for details on the supplementary plan.

Page updated: August 20, 2018, 8:30 AM