If you are not able to earn income because of health issues or a disability, there are some government programs that might help you:
You might qualify for additional tax breaks:
- Disability Tax Credit – This is a tax credit that can reduce your taxes or be transferred to a spouse/partner to reduce theirs. The Canada Revenue Agency must approve the credit before you can make a claim.
- Working Income Tax Beneﬁt – Disability Supplement – This additional refundable amount tops up the working income tax beneﬁt if you are also eligible for the disability tax credit.
- Refundable Medical Expense Supplement – This refundable credit can be claimed on the tax return of working individuals with low incomes and high medical expenses.
- Registered Disability Savings Plan – This program allows you to save for the future without losing any of your EIA-D beneﬁts. The government will match your savings up to 300%. Even if you have a low income and cannot put money in your plan, the government may give you $1000 each year. Find more information at Tax Credits and Deductions for Persons with Disabilities.
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